Why Pet Insurance?
Vet’s Fees
Well, the obvious reason to buy pet insurance is Vet’s fees.
Pets have no National Health Service. You have to pay the vet for all treatment. Don’t forget that medical procedures with animals are similar to those for humans. You don’t get a discount for being furry and having sharp teeth.
Also when vets know you have pet insurance they are more comfortable in embarking on expensive treatment.
But while vet’s fees can add up there is a more financially critical reason for buying pet insurance.
What if your pet causes an accident or even attacks someone. What are the financial consequences?
Dog Liability Insurance
Dog Bites
Are you liable if your dog bites someone? The answer is maybe. If your dog has not bitten before then the court may decide that it was just an accident and you are not responsible. If your dog has bitten before then almost certainly the court will decide that you have been negligent and make an award against you. This could easily tens of thousands or in the case of serious injury hundreds of thousands. Even if your dog has not bitten before, but is known to be aggressive you could be found to be negligent.
Accidents caused by dogs
What about if your dog runs into the road and causes and accident? Are you liable? It depends on the circumstances. If you are in the habit of letting your dog run wild with no attempt to control it, then probably Yes. If you take good care of your dog and it is an isolated incident, then probably NO.
The answer is to buy pet insurance. Our pet insurance automatically covers your liability for damage or injury caused by your dog up to £1m
For a quote click on the link below
Financial Services Agency number - 447154